About Me 0063

Monday, 14 March 2011

budgeting personal finances

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Friday, 11 March 2011

foreclosure sales

Founded in 2009 by Amanda Steinberg, DailyWorth is mostly a each day e-mail newsletter that features facts on financial literacy and money management skewed in the direction of a female audience. DailyWorth’s subjects assortment from how you can organize your finances to tax ideas to conserving advice. And DailyWorth has an impressive editorial staff to build subject matter. MP Dunleavey, formerly a personal finance columnist using the New york Occasions and presently a contributor with Funds magazine, is leading DailyWorth’s editorial crew.

Irrespective of unions’ very long hatred of Scott Walker, the new governor is moving to deal with the two the signs or symptoms for the illness and therefore the illness itself-the public-sector union scheme that has molested Wisconsin’s taxpayers and their kids by gaming the program. Unions like Wisconsin’s teachers’ union [WEAC] (which was Wisconsin’s biggest-spending lobby in 2009) have been extraordinarily adept at repairing the procedure by using paying hundreds of thousands to elect politicians who, in turn, reward the unions with the expense on the taxpayers.

the Wisconsin battle, when compared to private-sector negotiations is about: one) the Scope of Bargaining, two) Union “Income” Protection [Right-to-Work vs. Compelled Dues], 3) if Wisconsin have to be the unions’ dues assortment agency [payroll deduction of dues], and four) no matter if public-sector unions have to be ‘recertified’ by holding elections every single year.

put the images on the internet to show our jobs crew at msnbc.com, and photographer Jim Seida explained, why don’t we just publish it as a slide present? I used to be skeptical at first - would that crimp the writing? - but in the conclude I was advocating undertaking it this way when the photograph staff was skeptical. I thought far more customers would browse as a result of it by doing this, and it could be really worth an experiment.”

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foreclosure help

On Monday evening, I watched my to begin with, The Very last Word host Lawrence O’Donnell.
Whereas O’Donnell laudably experimented with to concentrate the audience’s awareness onand hopefully previous, Charlie Sheen trainwreck interview, courtesy of the tragic undertow that threatens to pull Sheen beneath for wonderful, I used to be overtaken, not by the pulling around the thread, as well as voracious audience he serves. It did not make me sad, it developed me angry.

Relating to celebrities, we can be a heartless country, basking in their misfortunes like nude sunbathers at Schadenfreude Seaside. The impulse is understandable, to some diploma. It may be grating to listen to complaints from men and women who have fun with privileges that most of us can’t even just imagine. For those who can’t muster up some compassion for Charlie Sheen, who would make even more funds for any day’s effort than many of us will make within a decade’s time, I guess I can’t blame you.

Along with the rapid speed of events on the net as well as information and facts revolution sparked by the Online, it’s really quick for the technological know-how sector to assume it’s exceptional: continually breaking new ground and executing stuff that nobody has actually executed previous to.

But you can find other sorts of home business which have currently undergone a lot of the exact radical shifts, and have just as terrific a stake inside the future.

Take healthcare, as an example.

We usually think of it like a enormous, lumbering beast, but in fact, medication has undergone a sequence of revolutions inside the past 200 a long time that are no less than equal to individuals we see in technological know-how and facts.

Significantly less understandable, but even now in the norms of human nature, could be the impulse to rubberneck, to slow down and investigate the carnage of Charlie spectacle of Sheen’s unraveling, but of the blithe interviewer Sheen’s daily life as we pass it during the ideal lane of our every day lives. To be honest, it may be challenging for persons to discern the distinction amongst a run-of-the-mill attention whore, and an honest-to-goodness, circling the drain tragedy-to-be. On its very own merits, a quote like “I Am On a Drug. It is Identified as Charlie Sheen” is sheer genius, and we can not all be expected to get the complete measure of someone’s lifestyle each time we listen to something funny.

Quick forward to 2011 and I am endeavoring to take a look at usually means of currently being a little more business-like about my hobbies (mainly audio). From the stop of January I had manned up and commenced to advertise my blogs. I had designed various diverse weblogs, which have been contributed to by friends and colleagues. I promoted these activities as a result of Facebook and Twitter.

Second: the tiny abomination that the Gang of Five about the Supream Court gave us a yr or so in the past (Citizens Inebriated) essentially has somewhat bouncing betty of its individual that may really nicely go off while in the faces of Govs Wanker, Sacitch, Krysty, and J.O. Daniels. Given that this ruling prolonged the notion of “personhood” to the two companies and unions, to check out to deny them any best suited to operate inside the legal framework that they have been organized below deprives these “persons” of the freedoms of speech, association and movement. Which means (after once more, quoting law school educated loved ones) that possibly the courts really have to uphold these rights for your unions (as person “persons” as assured by the Federal (and most state) constitutions, or they've to declare that these attempts at stripping or limiting union rights must apply to significant firms, also.

Sen. Richard Shelby of Alabama, the top Republican on the Senate Banking Committee, Wednesday accused her of leading a �regulatory shakedown� of the mortgage servicers. He cited news reports that certain regulators involved in the talks, including Ms. Warren, state attorneys general and the Federal Deposit Insurance Corp., may propose the banks pay a penalty of as much as $30 billion � and said Ms. Warren was leading the push.

�This proposed settlement appears to be an attempt to advance the administration�s political agenda, rather than an effort to help homeowners who were harmed by a servicer�s actual conduct. … The $30 billion would most likely fund a new slate of housing programs long sought by the administration, but previously rejected by Congress,� Mr. Shelby said in remarks during a hearing on housing policy.

�Just last year, I warned that the new Bureau of Consumer Financial Protection would prove to be an unaccountable and unbridled bureaucracy.� I did not expect to be proven correct so quickly,� he said.

The Obama administration is trying to negotiate a broad settlement among various federal regulators, 50 state attorneys general and mortgage servicers to settle allegations that the banks mishandled foreclosures. Ms. Warren has been involved in the talks behind the scenes, according to people familiar with the negotiations.

In a recent interview, Ms. Warren declined to detail her role, saying the Department of Justice had requested participants keep the talks private. She did note that the CFPB has no legal authority on the issue at the present time.

Last week, state attorneys general and federal agencies delivered a 27-page set of proposed rules that would reshape the way mortgage servicers deal with troubled borrowers.

The proposal was drafted by Iowa Attorney General Tom Miller and several other attorneys general in response to revelations that banks used �robo-signers� who didn’t review documents their colleagues prepared. The proposed rules cover every aspect of the foreclosure process, including the appropriate fees that mortgage servicers can charge, the way that they evaluate homeowners for modifications and the way banks must demonstrate loan ownership when they proceed to foreclosure.

A group of House Republicans subsequently sent a letter to Treasury Secretary Timothy Geithner raising numerous objections to the proposal.

Among their concerns is the role being played by the fledgling Bureau of Consumer Financial Protection, which they said “does not yet have any regulatory or enforcement authority.” The proposed servicing rules would put that agency in charge of overseeing specific steps over how banks evaluate borrowers for loan modifications.

Last week, state attorneys general and federal agencies delivered a 27-page set of proposed rules that would reshape the way mortgage servicers deal with troubled borrowers.

A group of House Republicans subsequently sent a letter to Treasury Secretary Timothy Geithner raising numerous objections to the proposal.

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Saturday, 5 March 2011

Help Making Money

Ever wondered what it’d be like to run your own game development house? Me neither, but don’t let that stop you getting involved with Game Dev Story (iTunes link), a little gem of a game from Japanese developers Kairosoft, currently on sale in the app store for $0.99.

The concept is straightforward – grow your development house from a tiny team of four staff churning out cheap and cheerful PC games to a revered coding powerhouse in swanky offices crafting masterpieces for the latest consoles.

At first you’ll probably be going over budget left right and centre, trying to figure out which game types work best and therefore shift more units, but once you get into the swing of it you can concentrate on hiring and training the best staff and purchasing licences to develop console games, resulting in better made and better selling games with higher profit margins.

It’s not just a question of hiring and firing, coming up with game ideas and watching your staff working their buns off though. Through the use of ‘boosts’ which are periodically made available to purchase as the game progresses (not in-app purchases I hasten to add), you can choose one of your coders to work on enhancing one specific aspect of the game. This pushes up the overall quality of the game you’re making and results in better reviews and sales, adding a further strategic element as you choose the right moment and category in which to use your boosts. At certain points within the development cycle you also get the chance to work on the graphics and sound specifically, either using one of your own staff or hiring in a freelancer, and this too gives you the opportunity to increase the overall quality of your virtual product.

When you make your first million seller it’s a satisfying moment but there’s no time to rest on your laurels. There are always new consoles appearing on the market, contract jobs to take on, new staff to hire and new game types to discover. If you leave too much of a gap between development cycles you start losing fans and therefore a few sales, but think carefully about what kind of games you make – my pirate simulation was a right turkey.

It’s all great fun, but it’s fair to say there are a few things here which need to be addressed by the time Game Dev Story 2 arrives in the app store. I know it’s a tall order on a phone but I couldn’t help thinking how nice it would be if I could play the games my team had made. Even a comedy cut sequence showing some aspects of the latest game would have been good. There are also some hugely expensive advertising options within this game that offer no feedback other than some numbers increasing on a stat page. If I’m sponsoring a racing team I’d like to see my company logo on the side of a formula one car at least!

Finally, the game is perhaps a bit on the easy side. I’m sure if developing a multi million selling game was this straightforward we’d all be at it. Well, maybe not, but it’s easy to make enough money that you don’t have to worry too much about how you spend it, and this negatively impacts the strategy element.

All things considered however, Game Dev Story is great fun. It’s a good natured game and from the cute graphics and retro sound to the amusing titles you can give your creations, it’s a rewarding experience which works perfectly whether in short bursts or longer play sessions. Did I mention that it’s currently only $0.99 on the app store?

The new U.S. Consumer Financial Protection Bureau isn't even up and running yet, and already it seems its funding could be in trouble. Prof. Elizabeth Warren, the champion of the bureau, is trying to protect her project in the face of a conservative House majority.

The organization, birthed last year during the Dodd-Frank financial reform, would bring together the seven government agencies already in place with consumers' interests in mind. Reuter's Prism Money blog contends that Harvard Law School's Warren is a champion worth protecting.

Warren is a bank watchdog, intent on protecting consumers who might be subject to banking and credit abuses.

Warren feels the problem lies in the hits the middle class has been taking in the face of the credit industry's determined, bank-friendly marketing. Fees, finance charges, high rates are all big problems for families struggling just to pay the bills.

The agency won't be up and running until July and Warren has yet to be dubbed its head. Prism urges those who'd like to see the bureau get off the ground to contact your senators and congressman to "urge them to leave the bureau's funding alone." You can also ask your credit union or community bank directly to support the independent funding of the organization.

CLICK HERE for a list of U.S. Senators and HERE to write your rep in the House of Representatives.

Why Elizabeth Warren needs your help to police the banks [Reuters]

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AMERICAblog News: Military will keep stripping accused WikiLeaks ...

News and opinion about US politics from a liberal perspective.

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AMERICAblog News: Military will keep stripping accused WikiLeaks ...

News and opinion about US politics from a liberal perspective.

Good news: Obama now brewing his own beer at the White House « Hot Air

Good news: Obama now brewing his own beer at the White House.

Murdoch Sky News-BSkyB “whitewash” deal is the new Iraq Hutton ...

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News and opinion about US politics from a liberal perspective.

Good news: Obama now brewing his own beer at the White House « Hot Air

Good news: Obama now brewing his own beer at the White House.

Murdoch Sky News-BSkyB “whitewash” deal is the new Iraq Hutton ...

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AMERICAblog News: Military will keep stripping accused WikiLeaks ...

News and opinion about US politics from a liberal perspective.

Good news: Obama now brewing his own beer at the White House « Hot Air

Good news: Obama now brewing his own beer at the White House.

Murdoch Sky News-BSkyB “whitewash” deal is the new Iraq Hutton ...

Whitewash” was the instant reaction from the forces arrayed against News Corp's purchase of the whole of BskyB following Jeremy Hunt's approval o...

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AMERICAblog News: Military will keep stripping accused WikiLeaks ...

News and opinion about US politics from a liberal perspective.

Good news: Obama now brewing his own beer at the White House « Hot Air

Good news: Obama now brewing his own beer at the White House.

Murdoch Sky News-BSkyB “whitewash” deal is the new Iraq Hutton ...

Whitewash” was the instant reaction from the forces arrayed against News Corp's purchase of the whole of BskyB following Jeremy Hunt's approval o...

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AMERICAblog News: Military will keep stripping accused WikiLeaks ...

News and opinion about US politics from a liberal perspective.

Good news: Obama now brewing his own beer at the White House « Hot Air

Good news: Obama now brewing his own beer at the White House.

Murdoch Sky News-BSkyB “whitewash” deal is the new Iraq Hutton ...

Whitewash” was the instant reaction from the forces arrayed against News Corp's purchase of the whole of BskyB following Jeremy Hunt's approval o...

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AMERICAblog News: Military will keep stripping accused WikiLeaks ...

News and opinion about US politics from a liberal perspective.

Good news: Obama now brewing his own beer at the White House « Hot Air

Good news: Obama now brewing his own beer at the White House.

Murdoch Sky News-BSkyB “whitewash” deal is the new Iraq Hutton ...

Whitewash” was the instant reaction from the forces arrayed against News Corp's purchase of the whole of BskyB following Jeremy Hunt's approval o...

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AMERICAblog News: Military will keep stripping accused WikiLeaks ...

News and opinion about US politics from a liberal perspective.

Good news: Obama now brewing his own beer at the White House « Hot Air

Good news: Obama now brewing his own beer at the White House.

Murdoch Sky News-BSkyB “whitewash” deal is the new Iraq Hutton ...

Whitewash” was the instant reaction from the forces arrayed against News Corp's purchase of the whole of BskyB following Jeremy Hunt's approval o...

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AMERICAblog News: Military will keep stripping accused WikiLeaks ...

News and opinion about US politics from a liberal perspective.

Good news: Obama now brewing his own beer at the White House « Hot Air

Good news: Obama now brewing his own beer at the White House.

Murdoch Sky News-BSkyB “whitewash” deal is the new Iraq Hutton ...

Whitewash” was the instant reaction from the forces arrayed against News Corp's purchase of the whole of BskyB following Jeremy Hunt's approval o...

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AMERICAblog News: Military will keep stripping accused WikiLeaks ...

News and opinion about US politics from a liberal perspective.

Good news: Obama now brewing his own beer at the White House « Hot Air

Good news: Obama now brewing his own beer at the White House.

Murdoch Sky News-BSkyB “whitewash” deal is the new Iraq Hutton ...

Whitewash” was the instant reaction from the forces arrayed against News Corp's purchase of the whole of BskyB following Jeremy Hunt's approval o...

Monday, 21 February 2011

Making Money Quickly

It was a nice idea. Today the unemployment rate is hovering above 9 percent—better than it would have been without the stimulus, most experts agree, but still painfully high. Why didn’t we get more for our money?

While liberals and conservatives alike blame the stimulus itself—It wasn’t big enough! It was never going to work!—the problem may have more to do with how the money was spent. It’s not enough just to inject money into infrastructure, because not all transportation funding is created equal—or at least, it doesn’t create jobs at an equal rate. As any infrastructure policy wonk can tell you, money spent on fixing up existing systems or building mass transit delivers more jobs, and faster, than building new highways. With their wallets bulging with their federal allowance, the states were allowed to spend $26.6 billion of the American Recovery and Reinvestment Act money however they saw fit.

A new study shows that most states didn’t end up making the most of the windfall. The report by the transportation research group Smart Growth America found that states spent more than a third of the money on building new roads—rather than working on public transportation and fixing up existing roads and bridges. The result of the indiscriminate spending? States missed out on potentially thousands of new jobs—and bridges, roads, and overpasses around the country are still crumbling. Meanwhile, the states that did put dollars toward public transportation were richly rewarded: Each dollar used on transit was 75 percent more effective at putting people to work than a dollar used for highway work.

The government meant to get the biggest bang for its buck, with “shovel-ready projects.” But building miles of new roads requires planning, land acquisition, and other lengthy steps that put fewer workers on the job immediately.

Mandel Ngan / Getty Images

The government, of course, meant to get the biggest bang for its buck. The stimulus bill forced states to spend their allocated cash quickly, which was intended to get them to fund maintenance needs—“shovel-ready projects”—that had already been identified. Building miles of new roads, on the other hand, requires planning, land acquisition, and other lengthy steps that put fewer workers on the job immediately.

Some states did that. Sue Minter, Vermont’s deputy transportation secretary, says a longstanding “fix-it-first” policy for infrastructure and bipartisan collaboration shaped Vermont’s decisions about how to use the funds. The state spent all of its highway money on system maintenance, with a small amount going to mass transit. (Minter, a Democrat, was a member of the state legislature at the time.) “This shot of money into our economy was very, very significant. It’s part of the reason we have a relatively low unemployment rate,” she says. Only 5.8 percent of Vermont residents are out of work, one of the nation’s lowest rates. State research shows that ARRA funding employed 11,000 people—a small number overall, but a significant one in a small state. Minter says the maintenance was important for keeping economic growth, particularly in tourism, strong.

Other states, however, took a different tack. Arkansas used 81 percent of its money for new projects and none on transit; it also has a higher unemployment rate than Vermont. And unlike other states near the bottom of the list, just 38 percent of its roads are in good condition, according to a report by the American Association of State Highway and Transportation Officials, a trade organization.

Mandel Ngan / Getty Images

The Week in Android News | Android Central

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Thursday, 17 February 2011

foreclosure homes

Sen. Jeff Merkley has unveiled a six-part plan to address the ongoing foreclosure crisis and boost the nation’s troubled housing market. David Dayen was at the announcement of the plan in Portland on Tuesday, and reports.

The “colossal disappointment” of the HAMP loan modification program, according to Merkley, necessitates a restart to the national conversation of how to heal the decaying housing market. The confusion in the market, as well as the continued flood of foreclosures, creates uncertainty for working families and the economy. “We’re not going to see a true economic recovery until we do something about the broken housing market,” said Senator Merkley at the event. “I met with Portland homeowners today who dealt with months of confusing instructions to get a mortgage modification, only to be told 10 months later they didn’t qualify and their home was facing foreclosure. My plan will put homeowners first and foreclosures last.”

Here are the six points to the Merkley proposal:

A national short refinance program. When a bank sends a home into foreclosure, it becomes an REO property, to be sold at auction at a large loss for the investors. Instead of going through the long process of resale, with the attendant upkeep that has to be spent by the bank on the home, and the disruption to the property values from having a vacant home in their neighborhood, this short refi program would allow qualified families facing eviction to refinance to an FHA-guaranteed mortgage based on current property values and interest rates....

Ending dual track. The family highlighted at today’s event, Connie and Michael Umphress, were current on their mortgage when they sought a modification with Wells Fargo. The servicer encouraged them to miss a payment to qualify for the private modification, and then reduced the loan in the trial period. But at the same time, they pursued foreclosure actions. So Connie and Michael got foreclosure notices while they negotiated the modification process. Merkley’s plan would end this highly stressful dual track process, and suspend foreclosure actions while families sought a modification....

Single point of contact. Borrowers aiming for a modification usually talk to a different person at their servicer every single time they establish contact. This means they have to explain their situation all over again, and increases the possibility for mistakes. Merkley would establish a single point of contact between the borrower and the lender.

Third party review. Similar in spirit to Sen. Al Franken’s proposed Office of Homeowner Advocate, this would create an independent third-party review process for families facing foreclosure. It would check to see if the borrower explored every option to avoid foreclosure, and possibly initiate a mediation process with a sit-down between the borrower and the servicer....

Lifeline bankruptcy reform. This is basically cram-down, the ability for bankruptcy judges to treat primary residence mortgages the same way they treat vacation homes, second homes, boats or virtually any other asset....

Homebuyer’s tax credit. I’m not such a fan of this proposal, but as Merkley describes it, he would generally target it toward first-time homebuyers purchasing “modest” homes....

Merkley hopes his proposal would spark a conversation in Washington about how to fix the housing market. HAMP has completely failed; as Merkley noted today, less than $1 billion has been spent to mitigate foreclosures, out of a promised $50-75 billion. “We are not through the foreclosure crisis, so we must have a second national conversation,” Merkley said. He invited other proposals from members of Congress.

Merkley is absolutely right--we do have to have the second national conversation. The housing crisis hasn't diminished as home prices continue to fall, and more and more homeowners become underwater on their mortgages. The next solution should focus on stopping the foreclosure crisis--and foreclosure fraud--and keeping borrowers in their homes, rather than on keeping the banks profitable.

LPS Applied Analytics released their December Mortgage Performance data. According to LPS:

• The average loan in foreclosure has been delinquent a record 507 days. This is up from 406 days at the end of 2009, and up from 499 days at the end of November.

• Overall, mortgage delinquencies dropped nearly 18% in 2010.

• On the other hand, foreclosure inventories were up almost 10% in 2010, and are now at nearly 8x historical averages

• “First-time” foreclosures are on the decline, with over 30% of new foreclosure starts having been in foreclosure before

Click on graph for larger image in graph gallery.

This graph provided by LPS Applied Analytics shows the percent delinquent, percent in foreclosure, and total non-current mortgages.

The percent in the foreclosure process is trending up because of the foreclosure moratoriums.

According to LPS, 8.83% of mortgages are delinquent (down from 9.02% in November), and another 4.15% are in the foreclosure process (up from 4.08% in November) for a total of 12.98%. It breaks down as:

• 2.56 million loans less than 90 days delinquent.

• 2.12 million loans 90+ days delinquent.

• 2.2 million loans in foreclosure process.

For a total of 6.87 million loans delinquent or in foreclosure.

The second graph shows the break down of serious deliquencies.

LPS reported "the share of seriously delinquent loans that have not made payments in over a year continues to increase.".

Note: I've seen some people include these 7 million delinquent loans as "shadow inventory". This is not correct because 1) some of these loans will cure, and 2) some of these homes are already listed for sale (so they are included in the visible inventory).

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This weekend, Rep. Ron Paul won the straw poll at this year's CPAC the second consecutive year. However, when he was interviewed about victory during America's Newsroom on Fox News, yesterday, they aired the clip of his announced win in ...

ABC News Correspondent Beaten in Bahrain - The Hollywood Reporter

Miguel Marquez says he began yelling "Journalist!" during the military crackdown to show he wasn't a protestor.

What Will Kill a Bull Market? Good News - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

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Fox News Ron Paul CPAC Video | Ron Paul Straw Poll | Fox News ...

ABC News Correspondent Beaten in Bahrain - The Hollywood Reporter

Miguel Marquez says he began yelling "Journalist!" during the military crackdown to show he wasn't a protestor.

What Will Kill a Bull Market? Good News - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

bench craft company sales

Fox News Ron Paul CPAC Video | Ron Paul Straw Poll | Fox News ...

ABC News Correspondent Beaten in Bahrain - The Hollywood Reporter

Miguel Marquez says he began yelling "Journalist!" during the military crackdown to show he wasn't a protestor.

What Will Kill a Bull Market? Good News - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

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Fox News Ron Paul CPAC Video | Ron Paul Straw Poll | Fox News ...

ABC News Correspondent Beaten in Bahrain - The Hollywood Reporter

Miguel Marquez says he began yelling "Journalist!" during the military crackdown to show he wasn't a protestor.

What Will Kill a Bull Market? Good News - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

bench craft company scam

Fox News Ron Paul CPAC Video | Ron Paul Straw Poll | Fox News ...

ABC News Correspondent Beaten in Bahrain - The Hollywood Reporter

Miguel Marquez says he began yelling "Journalist!" during the military crackdown to show he wasn't a protestor.

What Will Kill a Bull Market? Good News - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

benchcraft company scam

Fox News Ron Paul CPAC Video | Ron Paul Straw Poll | Fox News ...

ABC News Correspondent Beaten in Bahrain - The Hollywood Reporter

Miguel Marquez says he began yelling "Journalist!" during the military crackdown to show he wasn't a protestor.

What Will Kill a Bull Market? Good News - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

bench craft company scam

Fox News Ron Paul CPAC Video | Ron Paul Straw Poll | Fox News ...

ABC News Correspondent Beaten in Bahrain - The Hollywood Reporter

Miguel Marquez says he began yelling "Journalist!" during the military crackdown to show he wasn't a protestor.

What Will Kill a Bull Market? Good News - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

bench craft company sales

Fox News Ron Paul CPAC Video | Ron Paul Straw Poll | Fox News ...

ABC News Correspondent Beaten in Bahrain - The Hollywood Reporter

Miguel Marquez says he began yelling "Journalist!" during the military crackdown to show he wasn't a protestor.

What Will Kill a Bull Market? Good News - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

benchcraft company scam

Fox News Ron Paul CPAC Video | Ron Paul Straw Poll | Fox News ...

ABC News Correspondent Beaten in Bahrain - The Hollywood Reporter

Miguel Marquez says he began yelling "Journalist!" during the military crackdown to show he wasn't a protestor.

What Will Kill a Bull Market? Good News - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Tuesday, 15 February 2011

Money Making Websites

What a wonderful adventure we've been on together the last fortnight! In the wake of the devastation and loss of the floods, you have poured out your support for those affected and your support for one another. We have been touched by your generosity, your humour (some of that bidding got a little competitive!) and your creativity.

You've each shared in giving something you had a part in making, making something with your hands from scratch, with care and love. These very personal items have helped raise much needed funds and also been received with great gratitude from all those who supported by bidding and buying. You should be so proud of yourselves, from the $10 to the $2000 raised, every contribution is worthwhile and wonderful.

Apart from the money raised, just voicing our awareness of the flood victims on our blogs, websites, and in the media, has been a real emotional support to many of those affected. Sometimes, in our greatest trials, it's just nice to know people care. I know this outpouring of love has really lifted hands that hang down and hearts that are sad. In knowing we care, we ease the load, and sometimes, that is the best thing we can do. "We cannot do great things on this Earth, only small things with great love"~ Mother Teresa.

So, I know we've said it before, but we mean it with full, grateful hearts - Thank you. Thank you for making our little scratchy vision big and marvelous. Thank you for putting up with our sleep-deprived mummy memories when we forgot something. Thank you for your kind emails, you are all women (okay and like two guys!) with big hearts, deep pockets and you know that all we can really give in this life is the gift of ourselves.

Now, onto what you're really waiting for and that's our grand total...we're scared you won't believe us - we had to double check our spread sheet 3 times!

We're not kidding!

So here we go. Altogether, you raised

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